How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
IBERVILLE scored 2 out of a possible 30 on Bankrate's earnings test, falling short of the national average of 10.11.
One sign that IBERVILLE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.