How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in times of trouble. However, credit unions that are losing money have less ability to do those things.
HOWARD COUNTY EDUCATION scored 12 out of a possible 30 on Bankrate's test of earnings, beating out the national average of 10.11.
HOWARD COUNTY EDUCATION had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, an indication that it's outperforming its peers in this area.