How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to address problematic loans, likely making the credit union better able to withstand economic trouble. Credit unions that are losing money, however, have less ability to do those things.
HONOR exceeded the national average on Bankrate's test of earnings, achieving a score of 18 out of a possible 30.
One sign that HONOR is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.