THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, an institution's level of capital is a valuable measurement of its financial strength. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, HOLY ROSARY received a score of 10 out of a possible 30 points, coming in below the national average of 15.65.
HOLY ROSARY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 10.00 percent in our test, worse than the average for all credit unions.