How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
HERITAGE GROVE scored 12 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One indication that HERITAGE GROVE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.