How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand financial trouble. Conversely, losses lessen a credit union's ability to do those things.
GREENWOOD received below-average marks on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that GREENWOOD is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.