A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, GREATER NEW MT. MORIAH BAPTIST CHRH scored 2 out of a possible 30, lower than the national average of 10.11.
GREATER NEW MT. MORIAH BAPTIST CHRH had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's outperforming its peers in this area.