THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during periods of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is valuable. When looking at safety and soundness, the more capital, the better.
GREATER ALLIANCE received a score of 8 out of a possible 30 points on our test to measure capital adequacy, failing to reach the national average of 15.65.
GREATER ALLIANCE's capitalization ratio of 8.00 percent in our test was less than the average for all credit unions, an indication that it's less well prepared for financial trouble than its peers.