THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is experiencing economic trouble. Therefore, a credit union's level of capital is a key measurement of its financial strength. When it comes to safety and soundness, more capital is better.
On our test to measure the adequacy of a credit union's capital, GENERATIONS COMMUNITY received a score of 8 out of a possible 30 points, failing to reach the national average of 15.65.
GENERATIONS COMMUNITY had a capitalization ratio of 8.00 percent in our test, lower than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.