How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
FRESNO GRANGERS scored 8 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
FRESNO GRANGERS had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.