A credit union's ability to earn money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. However, credit unions that are losing money are less able to do those things.
FREEDOM OF MARYLAND received above-average marks on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
FREEDOM OF MARYLAND had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's doing better than its peers in this area.