THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members during periods of economic trouble for the credit union. Therefore, an institution's level of capital is a crucial measurement of its financial resilience. From a safety and soundness perspective, the more capital, the better.
FORTERA exceeded the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, scoring 18 out of a possible 30 points.
FORTERA appears to be on more solid financial footing than its peers, with a capitalization ratio of 18.00 percent in our test, higher than the average for all credit unions.