A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, FORT SMITH DIXIE CUP scored 6 out of a possible 30, lower than the national average of 10.11.
One indication that FORT SMITH DIXIE CUP is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.