How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's earnings test, FORT BRAGG scored 16 out of a possible 30, better than the national average of 10.11.
One indication that FORT BRAGG is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.