A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
FIRST PRIORITY fell behind the national average on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
FIRST PRIORITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.