A credit union's profitability has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's test of earnings, FIREFIGHTERS COMMUNITY CU scored 2 out of a possible 30, falling short of the national average of 10.11.
FIREFIGHTERS COMMUNITY CU had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.