THE INSTITUTION'S SCORE
Capital works as a buffer against losses and affords protection for members when a credit union is struggling financially. Therefore, an institution's level of capital is an essential measurement of its financial fortitude. When looking at safety and soundness, the higher the capital, the better.
FINANCIAL PLUS scored above the national average of 15.65 points on our test to measure capital adequacy, scoring 18 out of a possible 30 points.
FINANCIAL PLUS appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 18.00 percent in our test, above the average for all credit unions.