How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
FALL RIVER MUNICIPAL received below-average marks on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
One indication that FALL RIVER MUNICIPAL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.