How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or use them to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
EVOLVE scored 0 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One indication that EVOLVE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.