How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
ENTRUST FINANCIAL fell short of the national average on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
One sign that ENTRUST FINANCIAL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.