A credit union's earnings performance has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
ENT scored 16 out of a possible 30 on Bankrate's test of earnings, exceeding the national average of 10.31.
ENT had an earnings ratio of 8.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.