A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand economic shocks. Conversely, losses reduce a credit union's ability to do those things.
ELECTRO SAVINGS fell short of the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
ELECTRO SAVINGS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's outperforming its peers in this area.