How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, are less able to do those things.
DUGOOD scored 12 out of a possible 30 on Bankrate's test of earnings, above the national average of 10.11.
One indication that DUGOOD is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.