THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an an institution's financial fortitude, capital is key. When it comes to safety and soundness, the more capital, the better.
DEXSTA received a score of 10 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, less than the national average of 15.65.
DEXSTA had a capitalization ratio of 10.00 percent in our test, less than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.