A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand economic trouble. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's earnings test, DEPARTMENT OF THE INTERIOR scored 10 out of a possible 30, less than the national average of 10.11.
One indication that DEPARTMENT OF THE INTERIOR is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.