A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, potentially making the credit union better able to withstand financial trouble. However, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, DEPARTMENT OF CORRECTIONS scored 16 out of a possible 30, beating the national average of 10.11.
One indication that DEPARTMENT OF CORRECTIONS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.