THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial fortitude, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, DEERE EMPLOYEES received a score of 8 out of a possible 30 points, less than the national average of 15.65.
DEERE EMPLOYEES's capitalization ratio of 8.00 percent in our test was worse than the average for all credit unions, a sign that it could have a harder time weathering financial trouble than its peers.