A credit union's earnings performance affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, diminish a credit union's ability to do those things.
DAYTON FIREFIGHTERS received below-average marks on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that DAYTON FIREFIGHTERS is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.