How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial shocks. Credit unions that are losing money, however, have less ability to do those things.
CU COMMUNITY beat the national average on Bankrate's earnings test, achieving a score of 18 out of a possible 30.
One sign that CU COMMUNITY is outperforming its peers in this area was its earnings ratio of 8.00 percent in our test, better than the average for all credit unions.