A credit union's profitability has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
CREDIT UNION OF THE ROCKIES fell short of the national average on Bankrate's earnings test, achieving a score of 4 out of a possible 30.
CREDIT UNION OF THE ROCKIES had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's doing better than its peers in this area.