THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members during times of financial instability for the credit union. Therefore, an institution's level of capital is a crucial measurement of its financial resilience. From a safety and soundness perspective, the higher the capital, the better.
CRAYOLA LLC EMPLOYEES CREDIT UNION achieved a score of 26 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating the national average of 15.65.
CRAYOLA LLC EMPLOYEES CREDIT UNION had a capitalization ratio of 26.00 percent in our test, better than the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.