A credit union's earnings performance has an effect on its safety and soundness. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's test of earnings, COUNTY EDUCATORS scored 0 out of a possible 30, lower than the national average of 10.11.
One indication that COUNTY EDUCATORS is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.