A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's test of earnings, CONSOLIDATED scored 12 out of a possible 30, above the national average of 10.11.
One sign that CONSOLIDATED is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.