How successful a credit union is at earning money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
COLORAMO scored 6 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
One sign that COLORAMO is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.