How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, CITY & COUNTY scored 8 out of a possible 30, falling short of the national average of 10.11.
One sign that CITY & COUNTY is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.