A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, CENTRAL FLORIDA EDUCATORS scored 12 out of a possible 30, better than the national average of 10.11.
One indication that CENTRAL FLORIDA EDUCATORS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.