THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is key. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, CASTPARTS EMPLOYEES racked up 18 out of a possible 30 points, better than the national average of 15.65.
CASTPARTS EMPLOYEES had a capitalization ratio of 18.00 percent in our test, higher than the average for all credit unions, suggesting that it could have an easier time weathering financial trouble than its peers.