THE INSTITUTION'S SCORE
Capital works as a buffer against losses and as protection for members during times of economic trouble for the credit union. Therefore, a credit union's level of capital is an essential measurement of its financial resilience. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, CASCADE COMMUNITY achieved a score of 16 out of a possible 30 points, beating the national average of 15.65.
CASCADE COMMUNITY had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, a sign that it's right in line with its peers.