How successful a credit union is at earning money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, CAPITAL EDUCATORS scored 18 out of a possible 30, exceeding the national average of 10.11.
One sign that CAPITAL EDUCATORS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.