A credit union's profitability affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
BRIDGEPORT FAIRFIELD TEACHERS underperformed the average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
BRIDGEPORT FAIRFIELD TEACHERS had an earnings ratio of -4.00 percent in our test, lower than the average for all credit unions, suggesting that it's underperforming its peers in this area.