A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses reduce a credit union's ability to do those things.
BRAGG MUTUAL beat the national average on Bankrate's earnings test, achieving a score of 22 out of a possible 30.
BRAGG MUTUAL had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, a sign that it's beating its peers in this area.