How successful a credit union is at earning money affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
BEAVER VALLEY received below-average marks on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
One indication that BEAVER VALLEY is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.