THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members during periods of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is essential. From a safety and soundness perspective, more capital is preferred.
BAYPORT CREDIT UNION received a score of 14 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, below the national average of 15.65.
BAYPORT CREDIT UNION appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 14.00 percent in our test, worse than the average for all credit unions.