THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing economic trouble. Therefore, an institution's level of capital is an important measurement of its financial strength. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, BAYLOR HEALTH CARE SYSTEM racked up 22 out of a possible 30 points, exceeding the national average of 15.65.
BAYLOR HEALTH CARE SYSTEM appears to be more resilient than its peers, with a capitalization ratio of 22.00 percent in our test, better than the average for all credit unions.