THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing financial instability. Therefore, an institution's level of capital is a useful measurement of its financial resilience. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, AMPLIFY received a score of 8 out of a possible 30 points, lower than the national average of 15.65.
AMPLIFY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 8.00 percent in our test, less than the average for all credit unions.