How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, AMERICA'S CREDIT UNION, A scored 8 out of a possible 30, coming in below the national average of 10.11.
One indication that AMERICA'S CREDIT UNION, A is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.