How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, diminish a credit union's ability to do those things.
ALTIER fell behind the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
ALTIER had an earnings ratio of -2.00 percent in our test, equal to the average for all credit unions, suggesting that it's right in line with its peers in this area.