HSBC Direct accounts are available across the U.S. The accounts are through HSBC Bank USA, N.A. If you have an account, you can make a deposit or withdrawal at one of the HSBC locations in the U.S.
HSBC Direct's CDs offer competitive APYs, while its checking account doesn’t charge monthly maintenance fees.
HSBC Direct offers competitive CD rates.
The checking account doesn’t charge monthly maintenance fees.
The bank doesn’t charge monthly service fees on its accounts.
The savings account APY is much less competitive than in the past.
Only three CD terms are available.
The HSBC app receives low ratings on iOS and Android devices.
HSBC Direct offers several standout features. You can reach a bank representative 24 hours a day, seven days a week. You can also take advantage of HSBC Direct’s money management tools, which can help you budget and create savings goals. If you’re comfortable sharing data, you can also link non-HSBC accounts. In doing so, you can see your whole financial picture in one place.
About HSBC Direct
HSBC Direct accounts are through HSBC Bank USA, N.A. and are offered online in all 50 states. HSBC Bank USA has branches in California, Connecticut, Florida, Maryland, New Jersey, New York, Pennsylvania, Virginia, Washington and Washington, D.C.
HSBC has more than 40 million customers worldwide, and its worldwide network covers 65 countries and territories.
HSBC Direct began offering accounts in March 2018. It offers a checking account, certificates of deposit and savings account.