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Car insurance for Mitsubishi
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Mitsubishi owners are well-aware of the vehicle’s maintenance expenses, making car insurance an essential part of financially protecting them from additional costs they could incur from an accident. With a robust insurance policy, you could reduce your out-of-pocket expenses after an incident and even the cost to repair your vehicle if add-ons like comprehensive and collision coverage are included on your policy.
In the United States, the average rate of car insurance is $1,674 per year for full coverage. However, actual rates for insurance coverage vary depending on a variety of factors, such as the type of car you drive, ZIP code, driving record and much more. To help you find the best car insurance for your Mitsubishi, Bankrate compiled a list of the top car insurance companies offering extensive coverage at an affordable price.
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Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in states where it is licensed. Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.
Car insurance for Mitsubishis: by model
| Mitsubishi Car Insurance | Average annual full coverage premium |
|---|---|
| Mitsubishi Eclipse | $1,557 |
| Mitsubishi Mirage | $1,780 |
| Mitsubishi Outlander | $1,719 |
| Mitsubishi Outlander Sport | $1,677 |
Cheapest car insurance companies for Mitsubishi Eclipse
The Mitsubishi Eclipse was introduced in 1990, then discontinued in 2011 when Mitsubishi introduced its first electric car. However, the Eclipse made its comeback almost a decade later as the Eclipse Cross. This revamped model is a compact SUV and starts at $23,695 for the 2022 model. USAA beats the competition in cheapest auto insurance rates for minimum coverage and full coverage, on average. However, it is only available to military members, veterans and their immediate families. Based on average insurance rates from Geico and Amica, these two companies are close runner-ups.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $351 | $1,116 |
| Geico | $373 | $1,310 |
| State Farm | $439 | $1,290 |
| Erie | $430 | $1,383 |
| Amica | $379 | $1,229 |
Cheapest car insurance companies for Mitsubishi Mirage
The Mirage is subcompact yet still accommodating with four doors and a hatchback. Its MSRP of $14,645 makes it a great economical option for drivers on a budget searching for a vehicle. Owners of the Mirage may want to consider USAA, Amica or Erie in their search for the cheapest premium for minimum and full coverage.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $323 | $1,157 |
| Geico | $378 | $1,351 |
| State Farm | $505 | $1,406 |
| Erie | $395 | $1,313 |
| Amica | $345 | $1,387 |
Cheapest car insurance companies for Mitsubishi Outlander
The largest vehicle from Mitsubishi, this SUV packs a lot of value. The line’s latest addition, the Outlander PHEV, is a hybrid with impressive technology and performance. It can be driven while charging and only runs on gas as a last resort. The Outlander starts at $36,995. On average, USAA offers the cheapest annual premium for qualifying members on both minimum and full coverage, based on our research. Erie and Geico may be the next best choice for those searching for full coverage.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $351 | $1,177 |
| Geico | $381 | $1,370 |
| State Farm | $487 | $1,494 |
| Erie | $379 | $1,367 |
| Amica | $367 | $1,382 |
Cheapest car insurance companies for Mitsubishi Outlander Sport
The subcompact version of the Outlander, the Sport, has an MSRP starting at $21,455. It offers six different trim packages to cater to different consumers’ needs and has many of the same technical features as the Outlander PHEV. Owners of the sports model have several carrier options for both minimum and full coverage at an affordable price.
| Car insurance company | Average annual premium for minimum coverage | Average annual premium for full coverage |
|---|---|---|
| USAA | $349 | $1,095 |
| Geico | $369 | $1,295 |
| State Farm | $478 | $1,384 |
| Erie | $380 | $1,260 |
| Amica | $367 | $1,355 |
Other car insurance coverage for Mitsubishis
When looking for the best auto insurance for your Mitsubishi, one of the first things you may consider is the coverage types and amounts. Most states require at least a minimum amount of liability insurance. Because of the minimal coverage, it is also typically the cheapest car insurance option, but it does not offer much protection. For this reason, many insurance professionals recommend considering higher liability limits and add-on coverage options like medical payments, comprehensive and collision coverage to insure both you and your vehicle. This is usually referred to as a full coverage car insurance policy.
From there, you could tailor your auto insurance even further by adding more optional coverage. This may include rental car coverage, emergency roadside and coverage for accidental death. Having full coverage insurance is one of the best ways to help make sure you and your Mitsubishi are properly covered. While adding more coverage options may impact your car insurance premiums, discounts opportunities may help reduce your car insurance costs. Whether you already own your Mitsubishi or are switching to one, these are some things to consider while shopping and comparing rates for your insurance policy.
Methodology
Bankrate utilizes Quadrant Information Services to analyze 2021 rates for all ZIP codes and carriers in all 50 states and Washington, D.C. Quoted rates are based on a 40-year-old male and female driver with a clean driving record, good credit and the following full coverage limits:
- $100,000 bodily injury liability per person
- $300,000 bodily injury liability per accident
- $50,000 property damage liability per accident
- $100,000 uninsured motorist bodily injury per person
- $300,000 uninsured motorist bodily injury per accident
- $500 collision deductible
- $500 comprehensive deductible
To determine minimum coverage limits, Bankrate used minimum coverage that meets each state’s requirements. Our base profile drivers own a 2019 Mitsubishi of the following models, commute five days a week and drive 12,000 miles annually:
- Mitsubishi Eclipse
- Mitsubishi Mirage
- Mitsubishi Outlander
- Mitsubishi Outlander Sport
These are sample rates and should only be used for comparative purposes.