Using an insurance agency can be a great way to make sure you’re getting the right coverage at the right price. But before you sign on the dotted line, you’ll want to know how to pick the right professional.

Where to look

Nothing beats a recommendation from a trusted source. So the best place to start your search for an insurance agency is with family, friends or a trusted professional you know, such as a lawyer or a CPA. And when you do find a professional you want to work with, it’s a good idea to check with your state insurance commissioner to make sure the agency’s license is in good standing.

Shop around

There are many good agencies out there, but the key is finding the one that’s right for you. Working with a professional comes down to personal relationships, so it’s a good idea to speak with multiple candidates before you choose one.

Can you trust them?

Unfortunately, finding a trustworthy insurance agency isn’t as simple as going with the best recommendation. There are some red flags to watch for. If the agent doesn’t have expertise in the types of coverage you need, he or she is probably not who you want. Likewise, agents that seem obsessed with finding the cheapest quote may not be in tune with your specific needs. And no matter who you work with, it’s critical to keep copies of any insurance quotes and correspondence you have.